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Tuesday, March 29, 2005 :::
I honestly don't know enough about the whole Social Security issue to really have an intelligent opinion. I know that the idea of giving people the ability to invest their own Social Security contributions sounds like a really bad one, and kinda opposite of the whole Social Security concept, but I don't have any better ideas on how to fix it so I try to keep my mouth shut.
But I do know that if the official Social Security website doesn't recommend the concept, that maybe Bush should pursue a different avenue. Or they should at least update their website before they put it to a vote. Man, someone over there really needs to get their act together.
Direct from the mouth of babes (that old chestnut):
Question
I think I could do better if you let me invest the Social Security I pay into an Individual Retirement Plan (IRA) or some other investment plan. What do you think?
Answer
Maybe you could, but then again, maybe your investments wouldn't work out. Remember these facts:
-Your Social Security taxes pay for potential disability and survivors benefits as well as for retirement benefits;
-Social Security incorporates social goals - such as giving more protection to families and to low income workers - that are not part of private pension plans; and
-Social Security benefits are adjusted yearly for increases in the cost-of-living - a feature not present in many private plans.
::: posted by dan at 11:40 PM ::
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